Easy Way To Send and Receive Cash Using WhatsApp Payment on iPhone and Android

Whatsapp Payment has been finally launched after many months of speculation and we have already laid our hands on the peer to peer money transfer feature. And guess what, we have found it up to the mark! Haven’t you got started? Follow this guide to send and receive money via Whatsapp Payment on your iPhone and Android device.

Make sure to note that you need to have the latest version of the app installed on your device to be able to use the feature. Also, the recipient must have installed Whatsapp Payment on their device too to be able to receive money. Continue reading to learn more.

Things you should know:

  • The peer to peer money transfer is based on India’s Unified Payments Interface.
  • The Reserve Bank of India regulates UPI through its payment subsidiary NPCI. Currently, as many as 72 banks including HDFC, Axis, ICICI, SBI, Yes Bank, Allahabad Bank, Punjab National Bank, etc. support it.
  • When you send money using Whatsapp Payment, It is directly credited to the recipient’s bank account.
  • While setting up the payment system, you will need to verify your phone number, Your Whatsapp number needs to be the same the mobile number linked to your bank account.

Step 1. Launch Whatsapp on your iOS or Android smartphone.

Step 2. Next, go to the conversation. (I mean, select the conversation of the friend who you want to send money to).

Step 3. Next, on your iPhone or iPad, tap on the “+” button (On your Android device, tap on the “Clip” icon.) Next, tap on Payment.

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