You are interested in this article because; you have account(s) with the Bank of America, or you really want to know the best Bank of America credit cards for you in 2019, or you wish to have an account with Bank of America and most probably get one of the Bank of America credit cards.
Whatever, the reason, this article will be able to help you choose the best of the Bank of America credit cards in 2019.
Lots of people have different views and reasons influencing their choice of picking the best out of a cluster of credit cards especially, when virtually all the credit cards have high reward rates in different segments.
Besides, your best might not really be another’s best, therefore, in this article, we will be able to review Bank of America credit cards based on customers’ desire.
Get the most apt information you need about the best Bank of America credit card in terms of: cash back, travels, balance travel, spree spending, etc.
What You Would Learn from this Bank of America Credit Cards Review
Here is a quick summary of what you will be able learn:
BEST BANK OF AMERICA CREDIT CARDS
After a meticulous review of the Bank of America credit cards, we hand picked the Best Bank of America credit cards? Well, being more factual, there are actually no BEST BANK OF AMERICA CREDIT CARDS.
Different customers with different lifestyles and different Bank of America credit cards to suit these lifestyles. Actually, one needs to admire and commend the diverse collection of Bank of America credit cards and its ability to suit virtually every customer and business person.
A customer who is very interested in travels would not be given the same Bank of America credit card as a customer who is inquisitive about cash backs. Same applies for students , balance transfers and customers who need the BOA credit card for daily expenses.
On this note, we strongly advice you choose the best Bank of America credit card that suits your lifestyle. Besides, all these Bank of America credit cards have been made available to BOA customers in other retain a strong relationship with the bank.
Let’s have a look at some of the Best Bank of America Credit Cards with regards their benefits.
Best Bank of America Credit Cards for Students
There are two best Bank of America credit cards for students, and students get to choose which is best for them depending on their expenses, how much they wish to save while still in school and other reasons. Here are the cards:
- Bank of America® Travel Rewards Credit Card for Students – Best for travels and expenses
- Bank of America® Cash Rewards Credit Card for Students – Best for saving money on domestics, groceries etc.
Bank of America® Travel Rewards Credit Card for Students
For some students, Bank of America® Travel Rewards Credit Card is all they have ever longed to have. This is one of the Bank of America credit cards that gives a reasonable reward rate.
With the Bank of America® Travel Rewards Credit Card for Students, students are rewarded with 1.5% back on all their purchases regardless of where they make these purchases.
However, the reward given are in points, and can be used to cover travel bill expenses. Students also could also double the rewards per dollar when they book their itinerary through the Bank of America’s travel portal.
Bank of America® Cash Rewards Credit Card for Students
When it comes to saving money through groceries purchase this is one of the Bank of America credit cards that is most apt for students.
With the Bank of America® Cash Rewards Credit Card for Students, you will be able to get 2% on groceries and 3% on gas on your first $2,500 quarterly.
Obviously, among these Bank of America credit cards for student, the Bank of America® Cash Rewards Credit Card for Students has more reward, but, the expenses are stipulated based on groceries, wholesale and gas purchase. Besides, you must reach the $2,500 spending threshold.
However, all purchases outside of the above category attracts 1% reward rate, which is lower than the Bank of America® Travel Rewards Credit Card for Students.
So, as a tour student, or a domestic student, which of the above Bank of America credit cards is best?
BEST BANK OF AMERICA CREDIT CARD FOR TRAVELS
Comparing the Bank of America Travel Rewards Credit card with other bank credit card for travels, you will find out that the BOA Travel Rewards credit card has a very high reward rate.
See why Bank of America® Travel Rewards credit card is the best Bank of America credit card for travels:
- There is no annual fee attached
- With the BOA Travel Reward credit card, customers could book their travels by them self and be able to redeem their credits
- With an active Bank of America checking or savings account, customers gain 10% reward on every purchases they make. However, it doesn’t offer bonus points on travel purchases.
Looking for any of the Bank of America credit cards that will be able to give you the most flexible type of reward? Then, all you need is the Bank of America® Cash Rewards Credit Card.
With the BOA cash rewards credit card, you will be rewarded with a high reward rate of about 3% within a spending cap of $2,500.
See why Bank of America® Cash Rewards Credit Card is the best Bank of America credit card for cash backs.
- Customers are rewarded with $150 cash backs after spending $500 within the first 90 days
- Quarterly, customers are rewarded with 3% of their gas purchases, 2% of their groceries and wholesale club purchases for their first $2,500 in combined purchases. (However, any other purchases outside the criteria above would only attract 1% reward).
Even though, this is one of the best Bank of America credit cards for cash backs, customers must spend on groceries, wholesale club and gas in other to maximize it’s benefits. Of which the this bonus category is limited to only $2,500 every three months.